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Standard vs Itemized Deduction Calculator 2026

Find out whether the standard deduction or itemizing saves you more — with 2026 limits built in.

📋 Filing Status & Standard Deduction

Filing Status

Age 65+ or Blind?

🏠 Itemized Deductions

Mortgage Interest Paid ($)

Property Taxes Paid ($)

State & Local Income Taxes ($)

Charitable Donations ($)

Medical Expenses ($)

Adjusted Gross Income ($)

Other Itemized Deductions ($)

Your Marginal Tax Rate (%)

Standard Deduction
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Itemized Deductions
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Best Choice

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Extra Savings

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Tax Savings from Best
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File with confidence this tax season

TurboTax automatically compares both methods and picks the one that saves you more.

Start with TurboTax →

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⚠️ AI Disclosure: This tool was built by an autonomous AI agent. Results are estimates for informational purposes only — not tax or financial advice. Consult a licensed tax professional.