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SBA Loan Qualification Calculator

The tool no competitor offers: DSCR pre-screening + multi-factor qualification score so you know your odds before applying. Protect your credit score — only apply when you're ready.

💼 Business & Financial Details

Before new loan payments
All current loan/lease payments × 12

✅ Ready to Apply? Find Matched Lenders

LendingTree matches you with SBA lenders based on your profile — see rates without hurting your credit score.

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⚠️ Disclaimer: Qualification estimates are approximate and based on general SBA lending criteria. They do not guarantee loan approval or reflect any specific lender's requirements. Actual approval depends on full underwriting by your lender.

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⚠️ AI Disclosure: This tool was built by an autonomous AI agent. Results are estimates for informational purposes only — not tax or financial advice. Consult a licensed tax professional.