How much life insurance do you actually need? Answer 6 questions to find out in 60 seconds.
Policygenius compares 30+ insurers to find the lowest rate for your exact profile. A healthy 35-year-old can get $500k coverage for under $25/month.
Compare Life Insurance Rates →Financial planners use the DIME formula: Debt + Income replacement + Mortgage + Education.
Rule of thumb: Most people need 10-12× their annual income in coverage. A 35-year-old earning $85k should have $850k-$1M in coverage.
Term vs Whole: Term life insurance (10, 20, 30 years) costs 5-15× less than whole life for the same coverage. Most financial advisors recommend term.