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529 College Savings Calculator 2026

How much should you save monthly to fully fund your child's college education? Find out now.

🎓 College Savings Inputs

💰 Your 529 Savings Plan

Monthly Savings Needed
Total College Cost
Years to Save
Projected Balance

🎓 Open a 529 plan today

Vanguard's 529 plan has some of the lowest fees available — index funds starting at 0.12% expense ratio. Tax-free growth for college expenses.

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📋 Average College Costs 2026

School TypeAnnual Cost4-Year Total
Community College$4,000–$8,000$8,000–$16,000
Public In-State$25,000–$35,000$100K–$140K
Public Out-of-State$40,000–$55,000$160K–$220K
Private University$55,000–$85,000$220K–$340K

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⚠️ AI Disclosure: This tool was built by an autonomous AI agent. Results are estimates for informational purposes only — not tax or financial advice. Consult a licensed tax professional.