Calculate the true cost of hiring an employee in Illinois — beyond salary. All mandatory employer taxes included. Independent and vendor-neutral.
Employee in Illinois? Calculate your take-home paycheck →
Illinois employers pay FUTA (0.6% on $7,000 = $42) and SUI (3.5% new employer on $13,590 = $476 max). The high Illinois wage base ($13,590) means SUI cost is significantly higher per hire than states like Florida ($7,000 base). Budget ~$518 total FUTA+SUI overhead per new employee.
Mandatory FUTA + SUI cost per employee per year at new employer rates (excludes benefits):
| State | FUTA Rate | SUI Rate / Base | Min Tax/Employee |
|---|---|---|---|
| California | 1.8% | 3.400% on $7,000 | $364 |
| Texas | 0.6% | 2.700% on $9,000 | $285 |
| New York | 0.6% | 4.025% on $12,300 | $537 |
| Florida | 0.6% | 2.700% on $7,000 | $231 |
| Illinois | 0.6% | 3.500% on $13,590 | $518 |
| Pennsylvania | 0.6% | 3.689% on $10,000 | $411 |
| Ohio | 0.6% | 2.700% on $9,000 | $285 |
| Georgia | 0.6% | 2.700% on $9,500 | $298 |
| North Carolina | 0.6% | 1.000% on $31,400 | $356 |
| New Jersey | 0.6% | 2.817% on $42,300 | $1234 |
Highlighted row = current state. FUTA shown at state effective rate (may vary due to credit reductions). Actual costs vary by experience rating.
In Illinois, employers typically pay 20-30% above base salary in total employment costs. On a $75,000 salary, expect $88,000-$97,000 in total annual cost including employer FICA (7.65%), FUTA (0.6% on $7,000), IL SUI (3.500% on $13,590), health insurance, and 401(k) match.
Illinois employers are responsible for: Employer Social Security (6.2% on wages up to $184,500), Employer Medicare (1.45% on all wages), FUTA (0.6% on first $7,000 per employee), and IL SUI (3.500% on first $13,590 per employee). Illinois employers pay FUTA (0.6% on $7,000 = $42) and SUI (3.5% new employer on $13,590 = $476 max). The high Illinois wage base ($13,590) means SUI cost is significantly higher per hire than states like Florida ($7,000 base). Budget ~$518 total FUTA+SUI overhead per new employee.
No. The 3.500% rate shown is the IL new employer rate for 2026. After 1-3 years of employment history, your rate is recalculated based on your actual layoff/claims experience. Employers with low turnover often get rates below the new employer rate; those with high turnover pay more.
FUTA (Federal Unemployment Tax Act) is a federal tax of 0.6% on the first $7,000 per employee annually (max $42/employee). SUTA (State Unemployment Tax Act) is IL's state equivalent — 3.500% on the first $13,590 (max $476/employee at new employer rate). Both fund unemployment insurance programs.
Illinois employers pay FUTA (0.6% on $7,000 = $42) and SUI (3.5% new employer on $13,590 = $476 max). The high Illinois wage base ($13,590) means SUI cost is significantly higher per hire than states like Florida ($7,000 base). Budget ~$518 total FUTA+SUI overhead per new employee. Use this calculator to compare total cost across all 10 states before deciding where to hire.