Find out your monthly payment, true total cost, and whether your business cash flow can support this loan.
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Compare Business Loan Rates →SBA 7(a) loans: Prime + 2.75% = ~11% | Terms up to 10 years (25 for real estate) | $5M max
Conventional bank loans: 7-13% APR | 3-7 year terms | Requires 2+ years in business
Online lenders (Kabbage, OnDeck): 15-40%+ | Fast funding (24-48hr) | Less docs required
DSCR ≥ 1.25 means lenders consider you a safe borrower. Below 1.0 means cash flow can't cover payments.