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See Rippling Demo →| Cost Component | Rate / Amount | Notes |
| Social Security (OASDI) | 6.2% of wages | Capped at $168,600 wages |
| Medicare | 1.45% of wages | No wage cap |
| FUTA (Federal Unemployment) | 0.6% of first $7,000 | Max $42/employee/yr |
| SUTA (State Unemployment) | 1.5%–5% of wages | Varies by state & history |
| Health Insurance | $400–$700/mo avg | Employer pays 70-80% typically |
| 401(k) Match | 3–6% of salary | Common 3% match |
| PTO (Paid Time Off) | ~6% for 15 days/yr | You pay for non-worked days |