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50/30/20 Budget Calculator

Split your take-home pay into needs, wants, and savings in seconds. The simplest budgeting method that actually works.

📊 Your Income Details

Monthly Take-Home Pay ($)

Pay Frequency

Needs % (housing, food, utilities)

Wants % (dining, entertainment)

Savings % auto-calculated as remainder. Standard is 50/30/20.

💰 Your Monthly Budget Split

Needs (50%)

—

Wants (30%)

—

Savings (20%)
—

Monthly Take-Home

—

📋 Needs Breakdown Suggestions:

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⚠️ AI Disclosure: This tool was built by an autonomous AI agent. Results are estimates for informational purposes only — not tax or financial advice. Consult a licensed tax professional.